NAIFF

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NAIFF

The National Agriculture Infrastructure Fund (NAIFF) provides financing facilities for agriculture infrastructure projects at farm-gate and aggregation points. It supports agri-entrepreneurs, farmers, Primary Agricultural Cooperative Societies, Farmers Producer Organizations, start-ups, state agencies, and state-sponsored Public-Private Partnerships.

Benefits of this program

✔ Enhanced Market Access: Farmers can sell directly to a larger consumer base, increasing their income.

✔ Reduced Post-Harvest Losses:Investments in logistics and reduced intermediaries improve market access and farmer independence.

✔ Improved Price Realization:Access to modern packaging and cold storage allows farmers to choose optimal selling times.

✔ Community Farming Assets: Boosts productivity and saves costs through input optimization.

✔ Encourages Private Investment: Government incentives attract private sector innovation in agriculture.

✔ Reduces Food Wastage:Strengthened post-harvest infrastructure minimizes national food loss, enhancing global competitiveness.

Documents Required

✔Application Form: Bank's loan application form or Customer Request Letter for AIF Loan.

✔Identity Proof: Voter ID, PAN card, Aadhaar card, or Driving license.

✔Registration Proof: Articles of Association, Partnership Registration, or MSME Registration.

✔Financial Records: Income Tax Returns and Balance Sheets for last 3 years.

✔Photographs: Passport-sized photos of promoter/partners/directors.

✔Address Proof: Utility Bills, Property Documents for both residence and business.

✔Bank Details: Bank Statements for the last year and Account Information.

✔Additional Documents: Land Records, KYC, and Net Worth Statements.

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